I have found her in multiple spots- to the right of the bank, just beside the bank Left side, under the main fountain, behind the respawn, next to Tanis Kingsley.


Each time she tells me I'm late but rewards me with 10k coins after telling her a story.
only 1 time she told me to return in 5 minutes for a reward... I wandered close by and in 5 min she was not in same spot- so never got any great reward