And Morgan, even tho the TOS say the account i use is theirs and not mine, im not allowed to let anyone else use my account(or sell it) as thats against the TOS as well right. So that would, at the very least give me some form of ownership
All you 'own' is the gems you buy. Why it states you can't sell or transfer your account is simply because you don't own it. It's akin to hiring or borrowing a car, then selling it on to a third party.