plus a level 5 chip is just 5 level 4 chips or 25 level 3 chips. Every trip to the lab is at least 1 free Level 3 chip.

The only benefit I see is that it would be cheaper to spend the tickets on Coin, Credits, and medals than to buy these directly at retail. I've done my test 2 times I've spent gems (20 total) on upping bets and by my calculations I would say "RIP-OFF".