dreadful. it doesn't benefit players equally.
more than anything, it's a ploy to increase sales.
if you happen to have some cards or loads of credits saved, then good luck, maybe you will benefit.
what about the credits (and coin, rep, cont, xp, and jewels) that we didn't gain, because of missed boss fights, ragnarok, guild war, etc. ?
personally, i failed with the cards i won, before the compensation arrived.
couldn't have predicted how vastly insulting it is.