Use the assistant and do everything she gives you on that list. Do the Labyrinth two times per day. Use the fair to get coins with credits and credits with coins. That will make you a profit. Go to your guild techs and get the win-win as high as you can then the reputation, blacksmith discount, and shrine. Do both banishes if you can every day and the Nobel Lady every evening. When all that is done grind materials for the next armor and weapons you need. When you run out of stamina use the arena stakes to get more stuff while you wait for stamina. One of the top 3 players on server 111, where I play, has never spent any real life money on his account and he rocks! It is possible to do it. I spend way too much but I like being Vip 5. I get to auto collect arena stakes while I am sleeping. The auto combine lower runes in the temple makes it totally worth it. I do get frustrated at the constant road blocks that seem to happen too often. I get stuck in Royal Challenge, Heroic Realm, and Quest all at the same time and it seems impossible to improve my toons without one of them budging. It would be nice if it were staggered so I could make some slow but steady progress but it is what it is.