E-mail and password will get you in.
If you made up a false e-mail, or used a password you can't remember, or both, well... that's on you. $5 is a cheap lesson. Paypal won't help you, as you already used the service. You might lobby your credit card people to deny the purchase, but seems like a lot of work for five bucks. If money is that tight, you should not have paid for a game. I've never been to 129, but I imagine there's too much drama to really enjoy the game, anyhoo. If you want to have fun playing, pick a server with less than three digits, and the actives will welcome you with open arms. Oh, and keep an eye on the fair... u can buy maria with gems.